Payroll loans

Signed by five federal government agencies, document focuses on consumer protection

Ordinance signed on Wednesday (24/7) by five federal government agencies should improve the entire process of payroll loans in the country. With the creation of an Interinstitutional Working Group (GTI) dedicated to the theme will be made a diagnosis on the offer of credits, as well as an analysis of problems related to improper harassment by financial institutions and information leakage. 

The GTI includes the Special Secretariat for Social Security and Labor, the National Institute of Social Security (INSS), the National Consumer Secretariat of the Ministry of Justice, the Central Bank and the Company for Social Security Technology and Information (Dataprev). The group will also study the limits of advertising related to the provision of payroll loans and discuss good national and international practices on the process of offering payroll loans to INSS beneficiaries. 

Preparing a survey on the situations of abuse that occur today and protecting the Brazilian citizen are objectives of the group, said the special secretary of Social Welfare and the Ministry of Economy, Rogério Marinho. "This work group has a noble mission to protect the Brazilian citizen and consumer, especially the most vulnerable, such as rural retirees and those receiving BPC (Continuous Benefit Benefit)," he said. 

Cooperation 

At the same ceremony, two agreements were signed: one for sharing information from the consumer.gov.br platform and another for information exchange and joint financial education and inclusion actions, as well as consumer protection and protection of products. and financial services.

In addition to Rogério Marinho, the ceremony at the Black Hall of the Ministry of Justice and Public Security attended the National Consumer Secretary, Luciano Benetti Timm; the president of the INSS, Renato Vieira; the Director of Relations, Citizenship and Conduct Supervision of the Central Bank of Brazil, Mauricio Moura; and Dataprev President Christiane Almeida Edington.